US and UK Tax Specialists for American Citizens

Living in Britain as an American offers incredible cultural experiences and professional growth — but it also brings complex tax challenges. That’s where US and UK tax specialists come in. Each year, thousands of US citizens face the same dilemma: how to stay compliant with both HMRC and the IRS without paying twice.

These cross-border experts handle international tax obligations with precision, helping expats remain fully compliant while avoiding double taxation. With the right guidance, managing taxes across two systems becomes efficient, accurate, and stress-free.

At JungleTax, we make this process simple for Americans living in the UK. Our team delivers tailored, compliant, and time-saving tax solutions designed to keep you on the right side of both UK and US tax authorities — while optimising every possible saving.

Why Americans in the UK Need Dual Tax Support

One of the few nations that bases taxes on citizenship rather than residency is the United States. This means that American citizens must file U.S. taxes annually if they reside abroad permanently. At the same time, the UK requires tax filings if you earn income or reside in the UK.

Without expert guidance, this dual obligation quickly becomes overwhelming. You may face:

• Double taxation

• Missed foreign tax credits

• Confusion over reporting thresholds

• Incorrect foreign bank account reporting (FBAR)

Specialist accountants handle both sides. US and UK tax specialists for American citizens interpret tax treaties, identify credits, and align both systems to eliminate overpayment.

Understanding the US–UK Tax Treaty

The US–UK tax treaty prevents Americans in Britain from being taxed twice on the same income. It defines how income, such as employment earnings, dividends, pensions, and rental profit, should be taxed.

However, applying the treaty requires precision. Accountants must interpret residency status, claim credits, and determine which country gets taxing rights.

A qualified cross-border tax specialist understands both the IRS and HMRC frameworks. They ensure compliance while maximising deductions under the treaty. For instance, income earned in the UK can often be offset with the Foreign Tax Credit on your US return, reducing your overall liability.

US Expat Tax Filing in the UK: Key Requirements

Filing taxes as a US expat in Britain involves several components:

1. US Federal Tax Return (Form 1040): Mandatory for all American citizens, even those earning abroad.

2. Foreign Bank Account Report (FBAR): Required if your combined foreign accounts exceed $10,000 at any time during the year.

3. FATCA Reporting (Form 8938): Applicable for higher balances in overseas accounts or investments.

4. UK Self Assessment: Required if you earn self-employment income, rental income, or have complex financial arrangements.

A US and UK tax specialist for American citizens ensures all these filings align ideally — avoiding costly errors, late penalties, or missing declarations.

Dual Taxation Advice for Americans in the UK

Dual taxation can feel unfair — but the right strategy turns it into an opportunity. US expats can use the Foreign Earned Income Exclusion (FEIE) to exclude up to $126,500 (2024 threshold) of UK income from US tax. They can also claim the Foreign Tax Credit for taxes already paid in the UK.

Choosing the correct approach depends on personal circumstances. For example, if you have dependents, property income, or dual income streams, a dual taxation adviser tailors a plan to ensure you never pay more than necessary.

This is where specialists like JungleTax excel — our team manages both jurisdictions seamlessly, protecting clients from double taxation while keeping every report 100% compliant.

The Role of US Tax Accountants in London

With many American professionals working in London’s financial, creative, and tech sectors, demand for US tax accountants in London has skyrocketed. These experts act as the link between two complex tax systems.

A local tax specialist has an in-depth understanding of UK tax laws and coordinates with IRS requirements. They help clients claim treaty benefits, report international investments, and manage pension schemes such as SIPPs or 4vers accurately.

At JungleTax, our cross-border team provides personalised consultations for US expats in London and across the UK. We ensure filings are accurate, efficient, and submitted on time.

Common Tax Mistakes American Expats Make

Even financially savvy expats make costly tax mistakes without professional support. Common errors include:

• Failing to file US tax returns while abroad

• Ignoring the UK Self Assessment when freelancing or renting property

• Missing FBAR or FATCA deadlines

• Misreporting dual income or pensions

• Failing to claim tax treaty exemptions

US and UK tax specialists for American citizens correct these issues and prevent future ones. They track reporting thresholds, currency conversions, and tax year differences between the US (calendar year) and the UK (April to April).

This precision ensures every return aligns perfectly, avoiding penalties or audits from either side.

How JungleTax Simplifies Cross-Border Tax Filing

At JungleTax, we specialise in simplifying the process for Americans living and working in the UK. Our approach involves:

1. Personalised Consultation: We assess your residency and income sources in both countries, as well as your tax obligations, to provide tailored advice that meets your specific needs.

2. Compliance Mapping: We align HMRC and IRS requirements to ensure that no deadlines or forms are missed.

3. Strategic Planning: We optimise tax positions to avoid dual taxation using treaty provisions and credit systems.

4. Transparent Reporting: You receive clear summaries of both filings, ensuring you understand every figure.

Our clients include U.S. expats, business owners, remote workers, and dual nationals — all of whom benefit from a stress-free, compliant filing process.

Choosing the Right US–UK Tax Specialist

When selecting a cross-border accountant, experience matters. The ideal firm should:

• Hold expertise in IRS and HMRC regulations

• Provide dedicated expat support year-round.

• Offer transparent pricing and fast communication.

• Understand both personal and corporate dual taxation scenarios.

JungleTax meets all these standards. We bridge the transatlantic gap with clarity, accuracy, and empathy — helping clients save money and avoid stress.

Benefits of Working with Dual Tax Experts

Hiring a US–UK tax specialist isn’t just about compliance; it’s about strategy. You gain:

• Lower overall tax bills through credits and exclusions

• Peace of mind from professional oversight

• Streamlined reporting for investments, pensions, and real estate

• Complete protection from IRS and HMRC penalties

• Access to tax planning advice for future goals

With proactive planning, you stay compliant while maximising every financial advantage available under law.

Conclusion

Managing taxes across two countries doesn’t have to be complicated. With US and UK tax specialists for American citizens, filing becomes simple, accurate, and stress-free. You’ll gain clarity, avoid double taxation, and enjoy peace of mind knowing experts handle every detail.

Ready to optimise your finances with expert guidance? Contact JungleTax today at hello@jungletax.co.uk or call 0333 880 7974 to speak with our specialist accountants.