MTD for Income Tax – What Creative Freelancers Need to Know

How Jungle Tax Specialist Accountants for Creative Freelancers Can Help

Introduction

Creative freelancers, it’s time to prepare — major changes are coming your way!

Starting from April 2026Making Tax Digital (MTD) for Income Tax Self-Assessment (ITSA) will apply to most creative freelancers earning over £50,000. If your income is over £30,000, you’ll need to comply from April 2027.

MTD for Income Tax will change the way creative freelancers report their income and expenses to HMRC. It means you’ll need to keep digital records and submit updates to HMRC every quarter — not just once a year.

Feeling overwhelmed? Don’t worry — Jungle Tax Specialist Accountants for Creative Freelancers are here to help. We specialise in helping creative freelancers stay compliant with tax regulations while keeping their finances under control.

In this blog, we’ll explain how MTD for Income Tax will affect creative freelancers and how Jungle Tax Specialist Accountants for Creative Freelancers can guide you through these changes.

🚨 What is MTD for Income Tax?

MTD for Income Tax Self-Assessment (ITSA) is part of the UK government’s push to digitise tax reporting.

Under MTD for Income Tax, creative freelancers will need to:
✅ Keep digital records of all income and expenses using approved software
✅ Submit quarterly updates to HMRC (instead of annual returns)
✅ File a final declaration at the end of the tax year

This is a big shift from the current system where freelancers file one tax return a year.

Jungle Tax Specialist Accountants for Creative Freelancers are experts in MTD compliance. We’ll help you transition smoothly and avoid any penalties for non-compliance.

🎯 Who Needs to Comply with MTD for Income Tax?

MTD for Income Tax will apply to:
✔️ Creative freelancers earning over £50,000 from April 2026
✔️ Creative freelancers earning over £30,000 from April 2027
✔️ Sole traders and partnerships (including creative businesses)

If you’re a creative freelancer with income below £30,000, you won’t need to comply just yet — but HMRC may extend the rules in future.

👉 That’s why working with Jungle Tax Specialist Accountants for Creative Freelancersnow is essential — we’ll help you future-proof your tax strategy.

💡 Challenges Creative Freelancers Will Face with MTD for Income Tax

1. Switching to Digital Record-Keeping

Many creative freelancers currently rely on spreadsheets or manual systems to track income and expenses. Under MTD, you’ll need to use approved software like QuickBooksXero, or FreeAgent.

👉 How Jungle Tax Specialist Accountants for Creative Freelancers Can Help:
✅ We’ll recommend the best MTD-compatible software for your creative business.
✅ We’ll handle the setup and migration of your financial data.
✅ We’ll provide training so you can easily track your income and expenses.

2. Managing Quarterly Submissions

Instead of one annual tax return, you’ll need to submit financial updates every quarter. For creative freelancers, whose income is often irregular, this can be tricky.

👉 How Jungle Tax Specialist Accountants for Creative Freelancers Can Help:
✅ We’ll prepare and submit your quarterly reports to HMRC.
✅ We’ll adjust your tax estimates based on changing income patterns.
✅ We’ll ensure your submissions are accurate and on time — avoiding penalties.

3. Tax on Irregular Income

Creative freelancers often have fluctuating income due to project-based work, commissions, and royalties. Under MTD, tax estimates will be based on your quarterly submissions — which means fluctuating payments.

👉 How Jungle Tax Specialist Accountants for Creative Freelancers Can Help:
✅ We’ll track your income streams to manage tax estimates effectively.
✅ We’ll advise on setting aside funds to cover high tax periods.
✅ We’ll optimise your expenses to reduce your tax liability.

4. Claiming Tax Relief for Creative Work

Creative freelancers are eligible for various tax reliefs, but many don’t know how to claim them. Under MTD, accurate reporting will be key to securing these benefits.

👉 How Jungle Tax Specialist Accountants for Creative Freelancers Can Help:
✅ We’ll identify all eligible expenses and tax reliefs.
✅ We’ll advise on how to maximise your deductible expenses.
✅ We’ll ensure that all claims are correctly reported to HMRC.

5. VAT and International Tax for Creative Freelancers

If you work with international clients or sell digital products abroad, you’ll need to manage VAT and cross-border tax requirements under MTD.

👉 How Jungle Tax Specialist Accountants for Creative Freelancers Can Help:
✅ We’ll handle VAT registration and reporting.
✅ We’ll advise on VAT exemptions for creative services.
✅ We’ll help you stay compliant with cross-border tax rules.

🌟 How Jungle Tax Specialist Accountants for Creative Freelancers Can Help

At Jungle Tax, we specialise in supporting creative freelancers with tailored tax and accounting solutions. We understand the creative industry’s unique financial challenges — and we’re ready to help you navigate MTD with confidence.

✅ Expert Knowledge

Our team of specialist tax accountants knows the ins and outs of creative industry tax law.

✅ Customised Solutions

We don’t use a one-size-fits-all approach — we tailor our advice to your specific creative business model.

✅ End-to-End Support

We handle everything — from record-keeping to tax filings — so you can focus on your creative work.

✅ Maximising Savings

We’ll ensure you benefit from all available tax reliefs and deductions.

📅 When to Start Preparing for MTD

👉 April 2026 – If your income is over £50,000
👉 April 2027 – If your income is over £30,000

Jungle Tax Specialist Accountants for Creative Freelancers recommends starting early. Switching to digital record-keeping and setting up tax estimates now will make the transition much smoother.

🔥 Why Choose Jungle Tax Specialist Accountants for Creative Freelancers?

● We work exclusively with creative freelancers.

● We have a deep understanding of the creative sector’s financial needs.

● We provide ongoing support and strategic tax planning.

● We make tax easy — so you can focus on your creative work.

📍 Our Soho Office – Right at the Heart of London’s Creative Scene

We’ve recently moved to Soho, London — one of the UK’s leading creative hubs.

📍 Jungle Tax Specialist Accountants for Creative Freelancers
9 Noel St, London W1F 8GQ

✅ Get Ready for MTD With Jungle Tax Specialist Accountants for Creative Freelancers

Creative freelancers, don’t wait until the last minute — MTD for Income Tax is coming, and you need to be ready.

Let Jungle Tax Specialist Accountants for Creative Freelancers handle the transition for you — from setting up software to managing quarterly submissions.


📞 0333 880 7974
📧 hello@jungletax.co.uk
🌍 www.jungletax.co.uk

💡 Jungle Tax Specialist Accountants for Creative Freelancers — Taking the stress out of tax for creatives. 🌿